Retirement is the perfect time to imagine a fresh start but choosing where to live is about more than finding a lower-cost home or paying less in taxes.

I recently spoke with a woman in her 80s who moved from California to the Midwest after retiring. While it seemed like the right decision at the time, she realized very quickly that it wasn't the right fit for her and she moved back two years later. I have friends who retired to Arizona with similar hopes, only to return to California a few years later.

Every move is personal. Before making a big decision, take time to think about more than just the financial benefits. Consider your support system, access to healthcare, climate, hobbies, and the people and places that bring you joy. A move should improve your quality of life—not just your bottom line.

Retirement is about creating the lifestyle you want. Thoughtful planning can help ensure your next home is one where you'll truly feel happy, comfortable, and connected.

Before you make a big decision, let's talk through your options. Sometimes the best move is staying put—and sometimes it's finding a home that better fits your next chapter. I'm here to help you explore what's right for you.